Our Long Standing Relationships with the UK’s Major Lenders & Insurers Means We could Offer You Lower Rates Than Going Direct!
We Will Help You Put Your Policy Into Trust – For FREE. Protect Your Policy From Inheritance Tax.

We Provide

• Mortgages / Secured Loans / Bridging Loans
• Life / Critical Illness / Income Protection / ASU / Buildings & Contents Cover
• Business Protection • Commercial Insurance

Why Choose Us

Our Award Winning Mortgage and Protection Team are here to Help!



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Trust and Will Service



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Advice & Recommendation

Ask Yourself :

Who would pay the rent/mortgage if you were to pass away?
• Who would fund your children's future's?
• Who would provide the money for your family’s food & bills?
• Who would pay for your funeral or clear your debts?

These are just a few things to think about when obtaining life insurance. If you pass away the policy will pay out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle in the event of your death

Losing a loved one is never easy, but having life insurance in place can ease the financial burden at an emotionally difficult time.

Our team of protection specialists can help you find the RIGHT policy at the RIGHT price. We even help you put your policy into TRUST for FREE which could protect it from the TAXMAN.
Simply fill out the form or give us a call and we will get everything ready and start preparing your quotes.




For more information about protecting your loved ones, speak to one of our qualified advisers- Call 01162222222 or fill in our online enquiry form.

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f.a.q 's

Intelligent Adviser Ltd is authorised and regulated by the Financial Conduct Authority (FCA). The FCA regulates financial services in the UK and you can check our authorisation and permitted activities on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/firms/systems-reporting/register or by contacting the FCA on 0800 111 6768. Our Financial Services Register number is 782498

MORTGAGES - We are independent mortgage advisers and we will recommend a mortgage product that is suitable for you following an assessment of your personal needs and circumstances. This will include a detailed assessment of affordability.

We will consider all products and lenders that we have access to. This means we will not consider those lenders that are only available by you going direct to them.

Where you are increasing your borrowing we will consider the merits of both a new first charge mortgage and securing this by an additional mortgage on a second charge basis


Non-investment protection contracts - we offer non-investment protection e.g. term assurance, income protection and critical illness from a range of insurers. We will provide you with advice and arrange the contract on your behalf after an assessment of your personal needs circumstances

General Insurance Contracts - we offer buildings & contents insurance, accident, sickness & unemployment (ASU) & private medical insurance from a range of insurers We will provide you with advice and arrange the contract on your behalf after we have assessed your demands and needs for a particular type of insurance

Ask us for a list of insurers we offer products from.

We will advise and make a recommendation for you after we have assessed your needs for mortgages & all non-investment insurance products we deal with.

The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK

We charge the following fees which are payable on application & offer:

Re-mortgage: £100 on application + £195 on mortgage offer

Purchase mortgage: £100 on application + £295 on mortgage offer

Buy-to-Let mortgage: £100 on application + £395 on mortgage offer

If we are unable to get you a mortgage offer, we shall refund your application fee.

We do NOT charge fees for arranging any insurances

Intelligent Adviser Ltd are authorised and regulated by the Financial Conduct Authority (FCA) for mortgage & insurance insurance mediation.

Intelligent Adviser Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 782498

If you wish to register a complaint, please contact us:
in writing to:

Intelligent Adviser Ltd, The Crescent, 27 King Street, Swithland Suite 3, Leicester, LE1 6RX

by phone on 0116 222 2222

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.

Yes - We are covered by the FSCS.

If you make a complaint and we are unable to meet our liabilities, you may be entitled to compensation from the Financial Services Compensation Scheme.

Further information about the limits applicable to the different product types is available from the FSCS at http://www.fscs.org.uk/what-we-cover/products

We are committed to providing the highest standard of advice and service possible. The interest of our customers is paramount to us and to achieve this we have designed our systems and procedures to place you at the heart of our business. In doing so, we will:

• be open, honest and transparent in the way we deal with you;
• not place our interests above yours;
• communicate clearly, promptly and without jargon;
• seek your views and perception of our dealings with you to ensure it meets
your expectations or to identify any improvements required.

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